Find out everything you need to know about valuing jewellery, watches and silverware, including how and why we value them, using our consumer guide.
Whether you’re looking to sell your jewellery, or ensure adequate insurance, or require a jewellery valuation for probate or family division, this guide is for you.
If you’re in need of a jewellery valuation, you’re in the right place.
Although easier for newer pieces, finding the value of your jewellery like an engagement ring can change depending upon factors including precious material prices including gold and diamonds, how rare or unusual an item is and also the reason why you’re having an item valued can impact the valuation.
Can I make a complaint about a jewellery valuation?
Who can value my jewellery?
Why choose an Institute Registered Valuer?
1. How much is my jewellery worth?
If you are looking to insure your jewellery, sell it, or if you have the misfortune to require a value for probate following the death of a loved one, you’re going to need an accurate understanding of how much your jewellery is really worth. This means you’re going to require a jewellery valuation.
You’ve come to the right place.
The NAJ’s Institute of Registered Valuers (IRV) is the ‘go to’ appraisal body to find out how much your jewellery, watch or silverware is worth. All IRVs abide by the NAJ’s Principles of Best Practice for Valuers.
A jewellery valuation is so much more than just a document with a description and a price, it is the result of a process completed by a knowledgeable jewellery appraiser.
A valuation provides a complete description and verification of what the jewellery actually is, this is done in the form of a printed document. It confirms the existence of the jewellery and gives a carefully considered determination of its correct ‘value’ for a particular purpose.
Jewellery valuations can be needed in many different circumstances, for example, if you want to sell your jewellery, or you are insuring your jewellery or reporting on the value of your jewellery to HMRC.
A jewellery valuer will be trained, experienced, and continually work to improve their knowledge and expertise. A valuer will professionally examine and appraise your jewellery, then determine the correct monetary value for the appropriate market, at that point in time, and specified purpose, function, and intended use.
The research, detailed notes and analysis prepared by your valuer ensures that the figures calculated are fully justified, accountable and most importantly, respected and trusted by insurance companies, police and tax authorities, ensuring your confidence in the service.
The true value of your jewelleryThe research with detailed notes and analysis carried out by your valuer ensures that the figures calculated are fully justifiable and accountable, and less likely to be questioned in the event of a claim.
3. What is included in a jewellery valuation report?
Your valuation will be bound in a report. The report means that all the individual items can be clearly identified and replaced without undue hassle in the event of a claim.
Included in your report is:
individual detailed and accurate descriptions
photographs and assessments of the composition and quality of your Jewellery
a clear statement of the purpose of the valuation
a covering letter, called a letter of transmittal
explanatory notes and limiting conditions you should be aware of when reading the valuation, called notes to the schedule.
All the research and notes created during the valuation process are required to be kept by the Valuer for six years following the work in order to ensure that the valuation process remains fully justifiable long after its original completion.
Did you know?All the research and notes accompanying the valuation is required to be kept by the valuer for six years following the work in order to ensure that any potential claims can be fully justified.
4. Why do I need my Jewellery valued?
The most common reasons why you need your Jewellery valued are:
For insurance
Probate
Family Division or Divorce
To aid in the selling of an item of Jewellery
Insurance Jewellery valuation
A valuation for insurance purposes is essential in order to ensure that your jewellery is fully insured at the correct values. In the event of a loss, the processing of your claim will be greatly facilitated by the information within your valuation helping ensure you get back a replacement of equivalent size and quality to that what was lost.
A well-crafted, fully researched and justified Valuation report (like those produced by the IRV membership) will ensure that you have a full list of your valuables and accurate descriptions to present to an insurer for cover.
This means that in the event of a loss, you are not dependant on your memory or the potentially unsatisfactory decisions of a loss adjustor who does not know you or your jewellery.
Your Jewellery Valuation is also helpful to ensure that you are properly covered, neither over, nor under-insured, so you can acquire a replacement as near as possible to the lost item.
You may be paying too much insurance.
Your jewellery valuation could help in the way of bringing your insurance premiums down if your jewellery has been ‘overvalued’ in the past. This is one reason why we recommend getting your jewellery valued regularly.
Probate Jewellery Valuation
A Probate valuation may be required following the death of a loved one to provide a figure on which Death Duties or Inheritance Tax can be calculated.
Thus, is to ensure so that you will not pay more tax than you need to and HMRC is fully and accurately informed of the value of the estate.
Family Division or Divorce Jewellery valuation
In the event of a divorce, a family division valuation will establish the true value of your assets so that they can be fairly divided between parties. This is particularly important when the division includes other forms of value.
Remembering that at this difficult time the IRV valuer acts impartially to ensure the figures reached can be fully justified to all parties.
Jewellery valuation to sell
The reason you should get a valuation when you are planning to sell an item of jewellery is for you to be fully informed regarding the potential realisable values that could be achieved. The independent and unbiased assessment can reassure you that when you sell it is for a fair and mutually acceptable price. Valuers can often also help with advice on the best places to sell your items.
5. How is jewellery valuation calculated?
The valuation can be described as the sum of all its parts it can also be described as a figure generated from market-based research of the item as a whole. It may or may not include allowances for defects or wear and tear depending on the nature of the valuation completed.
To ensure consistency and to maintain the highest standards of accuracy a Registered Valuer will record at a minimum 12 mandatory pieces of information for every item.
Every aspect of the item needs to be scrutinised, assessed, identified, measured, weighed, photographed and finally valued.
The appropriate market has to be meticulously researched in order to arrive at the correct monetary value, regardless of whether it is a low-value item, an item with great sentimental value to the owner, or a very highly prized, rare, and unusual piece.
6. What happens if I don’t get my jewellery valued?
7. What happens if I’ve lost my jewellery?
The first risk is that you may not have the items fully insured, the next issue is that you may not be offered what you consider adequate compensation for your loss.
You may find you are unable to get your jewellery, watch or silverware replaced with an item of comparable size and or quality, without having to put some additional money into the purchase.
Or indeed you may find the items lost are not covered by your insurance policy at all.
A till or sales receipt may be of assistance as could photographs or a list of all your possessions created by you prior to the loss.
There is, however, no real adequate alternative to a professional valuation that provides all the necessary information and reassurance that an insurance company needs to properly insure and to settle a subsequent claim following loss.
What if my Jewellery is under-insured?
If you are under-insured this will invariably affect your claims settlement adversely. A lot of people assume that their insurance companies just increase their cover by the rate of inflation each year – making the cover adequate for your jewellery, watch of silverware.
Whilst this may be the case with some insurers it is certainly not universally practised.
Therefore, we frequently encounter situation were your actual cover is insufficient.
Additionally, exchange rates, precious metal and gemstone price rises often outstrip the rate of inflation so your cover – gap further increases leaving you potentially further under insured.
What happens if I’ve lost my jewellery?
Don’t panic. A qualified and experienced valuer such as a Member or Fellow of the IRV can offer you a Post Loss Assessment of your goods.
Even though an item may be worn daily until it is lost, most people find it difficult to describe the item exactly from memory, especially when it comes to factors relating to quality
Also, even though it may be covered under a household insurance policy, you may not be able to convince the Loss Adjuster that it existed and what the true value was.
8. How often should I have my Jewellery valued?
Inflation and increasing material prices and exchange rates mean that we’d always recommend having your jewellery valued regularly, at the very least every three to five years.
Your insurance company may specify how frequently your jewellery needs to be revalued and the settings and condition of the item assessed, so it’s always important to check your policy.
If your Jewellery is a new purchase, often your till receipt from the point of purchase will initially be acceptable to the insurer.
However, where items have been purchased under different circumstances, a valuation from an Independent Registered Valuer is likely to be required by the insurer. Typically, these circumstances include:
special offers
purchases in a sale
especially well-negotiated discounts
holiday purchases.
Therefore, it’s worth considering having your jewellery valued as soon as you have purchased it, by an independent valuer.
Did you know?The replacement value of your jewellery, watches or silverware in the UK may be different from that in other countries.
9. How long does it take to value jewellery?
The task of appraising and valuing an item of jewellery is time-consuming.
Each valuer will work at their own speed and by arrangement with you.
Some will offer a same day while you wait for service on some items while others will require longer and may require you to leave the items with them while they carry out the research.
When booking in a piece of jewellery for valuation, it’s always best to ask how long the process will likely take.
10. What will a jewellery valuer ask me?
Once your valuer has established the purpose and intended use of the valuation the valuer will ask you for relevant information about the item. This will include any previous valuations you may have, gemstone and diamond reports or certificates, till receipts or other relevant documents.
The valuer will also ask you for any instructions on how you’d prefer they assess the item, in order to ensure the valuation that best suits your requirements ensuring due diligence.
If you are unsure as to which type of valuation best suits your requirements, your valuer will happily discuss further. Sometimes items of jewellery can surprise even the most experienced of valuers and may take longer to value than originally expected.
Did you know?As part of the Valuation Report, the notes to the schedule will encompass 12 mandatory appraisal and cataloguing requirements for jewellery, watches and silverware.
11. Can you value specialist jewellery?
Jewellery, watches and silverware with particular provenance, certain antique items, unusual design, specifications and sought-after designers/makers may require more specialist knowledge.
This means that an IRV may need to defer and complete additional research in order to come to the conclusion of an accurate value for you.
‘Specialist’ items will usually need an individual quote arranged beforehand with the individual valuer, but you can search the IRV directory by specialisms as well as talk to all IRVs for recommendations.
12. Do jewellers charge for valuations?
Yes, of course they do. Jewellers and registered valuers who offer an expert valuation service invariably must charge for their time expertise and use of equipment and supplies it is their living. The charges can vary depending on the valuation purpose, the type and complexity the work involved and the expertise and experience of the valuer.
We would recommend you contact at least three valuers to understand not only costs but also what you’re actually getting as part of the valuation service offered, as well as finding the most appropriate and experienced jewellery valuer for your jewellery – ensuring they also work to the industry standards.
Charges and fees generally reflect the time it takes to analyse and research the jewellery and is, of course, a genuine reflection on the professional undertaking your valuation. The business costs involved in handling, insuring, caring for the items, and production of the document will also be incorporated.
Did you know?In order to become a registered valuer currently, you must have been in the jewellery trade for at least 5 years, hold an internationally recognised gemmological qualification, an accredited Diamond grading qualification, and have completed the NAJ’s Foundations of Appraisal Practice programme.
13. Can I make a complaint about a valuation?
If you have a problem or query about a valuation, we would recommend you first contact your valuer, as there may be a simple explanation or misunderstanding that your valuer can quickly resolve to your satisfaction. Many issues can normally be resolved at this level.
If not, apply to us, the National Association of Jewellers for support and advice. We offer a free mediation service to all jewellers and registered valuers that you find on our Find a Valuer and Find a Jeweller directories.
Technically, anyone can express an opinion on value. You could pretty much walk into any high street jeweller and get a ‘value’ of your jewellery, watch or silverware.
However, the Institute of Registered Valuers (IRV) is the recognised industry standard for insurance and legal scrutiny, giving you confidence and assurance in any opinions given by members or fellows of the Institute.
Your jewellery valuer must be able to identify gemstones and synthetics. They need a clear knowledge of all the precious metals used in the making of jewellery, and how to identify them, together with an understanding of the methods of jewellery manufacture and how to recognise and evaluate the difference between them.
Wide knowledge about the history and development of jewellery design is also essential to be able to identify the age of a piece.
A member or fellow of the IRV has all these qualities, and you can find your nearest valuer through the Find a valuer tool on the NAJ website.
15. Why choose an IRV?
They have the ability to competently, accurately and reliably value an item which takes years of studying and training to acquire.
Moreover, an IRV also recognises when they need to consult their network on an item they are not familiar with. This is further evidence of the professionalism expected of the members and fellows.
The Institute of Registered Valuers (IRV) is the UK’s leading authority of jewellery, watch and silverware appraisers who maintain exacting standards, and are regulated by the National Association of Jewellers.
All IRV Valuers are bound by, and commit to, the Institutes Guidelines for Best Practise – maintaining exacting standards with an ongoing Continual Professional Development programme, and experience regular Professional Reviews.
Every single IRV has verified and proven credentials, qualifications and experience within the jewellery trade, ensuring accurate and accountable Jewellery valuations.
Our expertise goes beyond simple knowledge of gems and jewellery; it includes comprehension and judgement, knowledge and ability as well as insights and skills gained through years of training and practice.
You can learn more about what it takes to become a valuer on the NAJ website, by searching ‘becoming an IRV’.
In the unlikely event of a query or concern Members and Fellows of the IRV benefit from free independent complaint mediation, handled by the National Association of Jewellers.
Eren Yeager, the hotheaded protagonist of Attack on Titan, may be best known for his titan-killing skills, but he’s also popular among Attack on Titan cosplayers because of his handsome hairstyle. Here are five cool hairstyles that you can copy if you want to look like Eren or your favorite Attack on Titan character!
1) Shaved Hair
If you’re looking for a new, edgy haircut but aren’t sure if you want to commit, consider going clean-shaven. This trend has been making its way from runways to everyday life for several seasons now, and it’s not going anywhere anytime soon! The advantage is that you can be creative: whether it’s long or short hair on top or in between, adding color or simply leaving it natural—you are free to experiment.
Eren Yeager
2) Messy Ponytail
If you’re going for an outdoorsy look, then an unkempt hair bun is a simple and casual way to go. Just make sure to actually comb your hair before you tie it back! We know it sounds obvious, but if there’s one thing we want you to learn from Attack on Titan, it’s how important cleanliness really is.
The best part about messy ponytails is that they’re easy to do and undo. If you’re trying to save time in the morning, opt for a ponytail like Levi does on occasion—just make sure you comb it first. There’s nothing worse than having your hair tie pulled out because it snagged some mud or was tangled up with leaves.
Eren Yeager
3) Slicked Back Hair
Some call it greaser hair. Whatever you want to call it, slicked back hair was all over ouji fashion in 2017, and you can bet 2018 will bring more cool twists on it too. Eren is no stranger to a bit of greasing in his anime hairdo – we mean, just look at how shiny those strands are. Props if you slick your hair right down to your forehead though!
4) Undercut with Longer Length on Top
The undercut is one of our favorite hairstyles for guys. It’s low-maintenance and flattering on most face shapes. And it looks equally badass with long hair on top or short, which makes it easy to switch up your look when you feel like it. A slightly longer length helps make eren yeager hairstyle more hipster, so if you’re going for that look, keep your hair about three inches past your collarbones.
3) Slicked Back Hair
If you want to emulate Eren’s haircut and face shape, opt for a side swept look. This hairstyle will draw focus to your eyes and make them appear larger. To get his look, simply sweep your hair over one ear and gather at neck level with a comb. Ensure it is brushed back from your face so as not to add too much volume. You can also leave some length on top if you like. The extra length will provide some height and give off an edgy vibe.
II. Eren Yeager’s Character Evolution
Eren’s transformation from a determined young man to a complex and nuanced character is mirrored in his hairstyle changes. As the series progresses, so does Eren’s appearance, providing a visual narrative of his emotional and psychological journey.
III. Eren’s Iconic Short Hair
The iconic short hair phase of Eren Yeager symbolizes a pivotal moment in the character’s development. Cutting ties with the past, Eren’s short hair reflects a newfound resolve and determination, creating a stark contrast to his earlier self.
IV. The Long-Haired Eren
When Eren embraces long hair, it sparks discussions among fans. This shift in appearance adds layers to his character, raising questions about his motivations and the direction of the narrative. Fan reactions play a crucial role in shaping the perception of this hairstyle choice.
V. Eren’s Titan Form and Hairstyle
Eren’s Titan form is intricately connected to his hairstyle. The deliberate design choices highlight the fusion of human and Titan elements, emphasizing the character’s complexity and the interconnectedness of his different forms.
VI. Cultural Influence of Eren’s Hairstyle
Beyond the anime realm, Eren’s hairstyle has influenced fashion trends. Fans keen on emulating their favorite character’s style contribute to the cultural impact of “Attack on Titan,” creating a unique intersection between fiction and reality.
VII. Eren Yeager’s Impact on Cosplay
The popularity of Eren Yeager cosplays is undeniable, and his hairstyle is a key element for enthusiasts aiming for authenticity. The meticulous attention to replicating his distinctive look showcases the dedication within the cosplay community.
VIII. Fan Theories and Speculations
The fan community engages in extensive theorizing about the symbolism behind Eren’s hairstyle changes. These theories provide additional layers to the narrative, showcasing the depth of analysis and engagement within the “Attack on Titan” fandom.
IX. Eren Yeager in Popular Media
Eren’s character transcends the anime medium, appearing in various forms of popular media. The consistency in his visual representation, especially his hairstyle, ensures instant recognition across different platforms.
X. Eren’s Hairstyle Merchandise
Merchandise inspired by Eren’s hairstyle floods the market, ranging from wigs to hair accessories. The commercial success of such products underlines the character’s impact not just on storytelling but also on consumer preferences.
Conclusion
In conclusion, Eren Yeager’s hairstyle is more than a visual element; it’s a symbol of transformation, cultural impact, and narrative depth. As “Attack on Titan” concludes, the legacy of Eren’s character, immortalized in his ever-changing hair, continues to resonate with fans worldwide.
Introduction: In the dynamic world of the entertainment industry, actors are not only recognized for their talent but also for their physical attributes. Ram Pothineni, a prominent actor in the South Indian film industry, has captivated audiences with his charismatic performances and charming personality. While his acting skills are widely celebrated, there is also curiosity about his physical stature, particularly his height. In this article, we delve into the details of Ram Pothineni’s height and how it fits into the narrative of his successful career.
Ram Pothineni’s Early Life: Born on May 15, 1988, in Hyderabad, India, Ram Pothineni hails from a family with a strong background in the film industry. His uncle, Sravanthi Ravi Kishore, is a noted film producer, which likely influenced Ram’s early exposure to the world of cinema. Ram made his acting debut at the age of 16 in the 2006 film “Devadasu” and has since become a prominent figure in the Telugu film industry.
Height Specifications: Ram Pothineni stands at a height of approximately 5 feet 8 inches (173 cm). While he may not be towering over his co-stars, his average height is well-balanced and complements his on-screen presence. It’s important to note that in the entertainment industry, talent often overshadows physical attributes, and Ram’s success is a testament to his acting prowess rather than his height.
Impact on Career: In an industry where actors come in various shapes and sizes, Ram Pothineni’s height has not been a limiting factor in his career. Instead, it is his versatility as an actor and his ability to connect with the audience that has propelled him to stardom. Whether portraying intense characters in action films or showcasing his comedic timing in lighter roles, Ram’s talent has allowed him to transcend physical stereotypes.
Challenges and Triumphs: While height may be a factor in casting decisions for certain roles, the entertainment industry is evolving, and audiences are increasingly appreciating diverse representations on screen. Ram Pothineni’s success highlights the changing dynamics of the film industry, where talent and relatability are becoming more crucial than conforming to traditional physical standards.
Decoding the Numbers
The Actual Height
To address the burning question, Ram Pothineni’s height is approximately 5 feet 8 inches (173 cm). This measurement places him in a favorable position, providing a balanced stature that complements his on-screen presence.
Why Does Ram Pothineni’s Height Matter?
Relevance in the Entertainment Industry
In the world of cinema, an actor’s physical attributes can play a significant role in shaping their career. Ram Pothineni, with his ideal height, effortlessly carries himself on the screen, making him a versatile performer capable of portraying diverse roles with utmost authenticity.
Ram Pothineni’s Height in Comparison to Industry Standards
A Perfect Fit
Standing at 5 feet 8 inches, Ram Pothineni aligns with the industry standards for leading men in the entertainment business. His height not only contributes to his visual appeal but also positions him as a relatable figure for a wide audience.
Charisma Beyond Inches
While Ram Pothineni’s height is noteworthy, it is essential to acknowledge that success in the entertainment industry is not solely determined by physical attributes. His journey to stardom is marked by talent, dedication, and a magnetic screen presence that transcends the confines of height.
Conclusion: In the world of cinema, an actor’s success is measured by the impact they leave on audiences rather than their physical attributes. Ram Pothineni, with his average height, has risen to become a beloved figure in the South Indian film industry. His journey underscores the fact that talent, dedication, and a genuine connection with the audience are the true markers of success in the world of entertainment. As Ram continues to enthrall audiences with his performances, his stature in the industry will undoubtedly grow, proving that height is just a number in the grand narrative of a successful acting career.
If you are looking for the latest designs of father and son tattoo ideas, you’ve come to the right place. We’ve rounded up some of our favorites and included them in this article. These designs are sure to inspire you to get inked! Read on for more! And don’t forget to share them with your friends and family! You’ll be glad you did! And remember to share the latest designs of father and son tattoo ideas with everyone you know!
If you want a fun tattoo, you can go for a Spy vs. Spy design. It has two characters from the Mad magazine comic strip, and the tattoos are incredibly fun. Father and son tattoos can be meaningful and fun! If you’re looking for something more subtle, try a Native American style orca whale. These tattoos feature the same inner designs but have different main colors. The two animals are connected, and the tattoo will stand out in your body.
Son Tattoo Ideas
Dedicated tattoos can reflect a father-son relationship. The tattoo can represent both the positive and negative aspects of the relationship. A heart or simple line is popular with girls, while a heavy tattoo might be more appropriate for a boy. Both father and son tattoos are a meaningful way to honor their father. But whichever way you choose to go, make sure that they’re easy to see. And remember: a father-son tattoo can represent more than a relationship.
Son Tattoo Ideas
A camera tattoo represents the father and his two daughters. The camera shows the younger daughter’s age, and the older daughter’s age is represented by the older hand. This tattoo is an excellent example of a father and son relationship. A father and son tattoo is an excellent way to celebrate the relationship and the love between them. It is a wonderful way to honor your father and celebrate his love for you and your daughters.
Son Tattoo Ideas
A butterfly tattoo is another perfect tattoo for father and son. It is a sweet gesture and symbolizes their delicate relationship. A matching butterfly tattoo can be a meaningful reminder of their love for nature. A matching arrow tattoo is also a good choice for a father and son. In addition to this, both can have their fingerprints on each other’s bodies. Despite their differences, the two might be together forever.
Son Tattoo Ideas
Birthdate Tattoos:
One timeless and popular son tattoo idea is to ink your son’s birthdate. This simple yet powerful design serves as a constant reminder of the day your child entered the world, marking a momentous occasion that forever changed your life. Consider incorporating creative fonts, Roman numerals, or symbolic elements to personalize the design further.
Son Tattoo Ideas
Portrait Tattoos:
For those who appreciate intricate and detailed artwork, a portrait tattoo of your son can be a stunning and personalized option. Skilled tattoo artists can capture the likeness and personality of your child, creating a unique and everlasting homage. Ensure you choose a skilled artist experienced in portrait tattoos for the best results.
Son Tattoo Ideas
Coordinates Tattoos:
If there’s a significant place tied to your son’s birth or a cherished memory, consider getting the coordinates tattooed. Whether it’s the hospital where your son was born or a favorite family vacation spot, this idea adds a touch of personal significance to the ink.
Name Tattoos:
Simple yet poignant, a tattoo featuring your son’s name is a classic choice. You can opt for elegant script, creative fonts, or even explore symbolic elements intertwined with the name. This type of tattoo is versatile and can be placed in various locations, such as the wrist, forearm, or even the chest.
Symbolic Images:
Explore symbols that hold meaning for you and your son. This could include animals, objects, or even characters from a shared interest or family tradition. These symbols can be creatively integrated into a unique design, making the tattoo both personal and visually appealing.
Conclusion:
Son tattoo ideas are a beautiful way to celebrate the unique bond between parent and child, encapsulating love, memories, and shared experiences in a visual and permanent form. Before getting inked, take the time to carefully consider the design, its significance, and choose a skilled and reputable tattoo artist to ensure the best possible outcome. Whether you opt for a simple and subtle design or an elaborate and intricate masterpiece, a son tattoo can serve as a cherished testament to the enduring connection between parent and child.
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